The American starter home isn’t just fading — it’s collapsing, and Maryland’s first-time buyers are feeling it the most. With prices surging, inventory shrinking, and institutional investors targeting the entry-level market, Gen Z is facing the hardest path to homeownership in modern U.S. history. This editorial breaks down what killed the starter home, why it matters for wealth-building, and what real solutions could finally move the needle.

From medieval heraldry to modern branding, the Maryland flag tells a story of rebellion, reconciliation, and unrivaled state pride.

The third quarter of 2025 brought a calm steadiness to Maryland’s housing scene. Sales volume cooled slightly after a busy first half, but pricing stayed firm and buyer confidence held across Greater Annapolis, the Eastern Shore, Greater Baltimore, and Southern Maryland. Luxury and waterfront listings continued to lead the way — a reminder that even when the pace slows, Maryland’s lifestyle appeal never does.